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A truck accident can dramatically change a person’s life. By trucks, we refer to delivery trucks, freight vehicles, 18-wheelers, semi-trucks, commercial trucks, and dump trucks that weigh more than 10,000 pounds. Some of these trucks could be above 80,000 pounds in weight. The following are some frequently asked regarding trucking crashes if you find yourself involved in a semi-truck or other commercial vehicle in a Michigan truck accident or collision.

How does Michigan’s no-fault vehicle law apply to truck accidents?

Since Michigan has a no-fault vehicle insurance system, all drivers involved in accidents, regardless of who was “at fault” or not, are eligible to receive no-fault PIP compensation from their insurance companies. However, you should consider additional insurance factors when dealing with truck accident cases. For instance, federal requirements mandate that these transportation companies maintain insurance coverage of at least $750,000.

Is a truck accident the same as a typical car accident?

No-fault would be applicable in the case of a truck collision, as was already mentioned. Those who are involved in an automobile accident in Michigan and have the appropriate auto insurance coverage can file both first-party and third-party claims.

First-party claim: People involved in a car or truck accident in Michigan and have the necessary insurance can make a first-party claim against their insurance provider to recover costs like medical bills, in-home care, replacement services, specialized transportation, and mileage for medical purposes. Commonly referred to as no-fault PIP benefits.

Third-party claims: People who have been hurt in a vehicle or trucking accident in Michigan may bring claims against the other party or parties involved on a negligence basis. The person suing may be awarded damages for pain and suffering with the third-party claim. There are some considerations while submitting a third-party claim, so engaging a truck accident lawyer is advisable.

Who should be liable for a truck accident?

Each case is unique, and the people that may be held accountable vary depending on the specifics of the accident. Following are the parties frequently held responsible in truck accident cases:

The truck driver, the cargo loader, the owner of the truck, the owner of the trailer, the trucking company, the manufacturers of any defective truck parts, contractors, employers, the shipper who hired the trucking company, the insurance companies, and any other party who may have contributed to the collision.

What compensation is available for truck accidents?

You might be eligible for No-Fault PIP payments in your first-party case, covering things like salary loss, replacement services, medical costs, and attendant care. Some survivors’ loss payments, including burial expenses, may be paid to the survivors of individuals killed in these trucking accidents.

The amount of pain, suffering, and other non-economic damages in your third-party case is uncapped. The amount you may currently seek to recover from the opposing party is unlimited. But there are limits on the insurance contracts that trucking businesses have. According to federal law, the minimum insurance limit for interstate trucking disputes is $750,000.

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