7 Suggestions to Maximize Your Car Accident Claim
You were in a car accident, and now you’ve got to make a claim. After an accident, you’re happy to be alive. The last thing you think about is maximizing your claim, but this is the time to do that. The following are a few tips to help you maximize your settlement.
1. Call the Cops
You might not be entitled to anything if you don’t call the cops immediately after the accident. Calling the cops may seem like a hassle. It may inconvenience everyone, but you’ll have to do it if you want to make a claim. Be sure to get a written report regarding the accident, and don’t talk about whose fault it was; stick to the facts.
2. Get a Lawyer
Many car accident claims are made without a lawyer. Anyone who wants to maximize their claim needs to understand that working with a lawyer is wise. To make things a bit deeper, you will have to work with a lawyer specializing in car wrecks and car accidents. These folks know more than you and will work to get you a better settlement. They do this for you but also for themselves.
3. Delay Calling Insurance
If you want to maximize your settlement, you shouldn’t talk to the insurance company immediately. It would help if you communicated with them but not before talking to your lawyer. Let them deal with it so that you have someone on your side. The insurance company may seem nice and friendly, but its goal is to reduce liability and your settlement.
4. Immediate Medical Attention
Delaying medical attention won’t look good on you. Delays will most likely result in a reduction in your settlement. Delays can be seen as negligence. The other party could look at delays as an opportunity to say that you are lying or aren’t hurt as badly as you say. If you want to maximize your settlement, you’ll go to the doctor immediately after the accident to be safe.
5. Follow the Doctor’s Suggestions
You need to follow your doctor’s recommendations perfectly. If you’ve got nine pills to take, you better take those pills. Whatever you’re told to do, make sure you do it if you want a chance at the best settlement you could get. Failing to follow directions could make it easy for the other party to say that you’re negligent.
6. Don’t Accept the Offer
When insurers know they’re liable, they’ll try to offer something to you. They’ll offer a settlement before you start fighting. It’s going to sound pretty good, but it won’t be. They’re trying to offer the minimum and hoping you’ll take it. Don’t accept anything. You need to talk to your lawyer if you want to get what you deserve. This may seem like quick service, even good customer service, but they’re only helping themselves.
7. Collect the Evidence
Everything is crazy after an accident. You may not think about evidence, but you have to if you want the best chance at a reasonable settlement. Gather witness information, take pictures, record video evidence, and write down notes about the accident. Grab all information about the accident, even the time of day and the road conditions. This information can prove helpful later and could increase your settlement.
Now, you know what to do to increase your claim. First, talk to a lawyer to find out if there are other things you can do.