RBI Registered Loan App List


If you’re looking for a safe and reliable loan app, consider an RBI-registered NBFC. These apps have been subject to rigorous scrutiny and meet strict regulatory guidelines. They also offer a grievance redressal mechanism to protect you from fraudulent lenders.

Legitimate loan apps prioritize transparency and are registered with the RBI. They follow strict regulatory guidelines and offer competitive interest rates to borrowers.

Approved by the Reserve Bank of India

A loan app that the Reserve Bank of India has approved is a safe and reliable option for borrowing money. These apps adhere to strict guidelines and regulations, including transparency and fair lending practices, which ensure that borrowers are not taken advantage of. Moreover, they are required to follow stringent data security measures, which minimize the risk of fraud and other financial crimes. This makes them a safer and more convenient way to borrow money.

Before an app can be considered RBI-approved, it must undergo a rigorous scrutiny process. This includes a thorough review of its operations, interest rates, and fees to ensure that it is transparent and fair for consumers. It is also essential to look for an app that provides reliable customer support, as this can help you if you have any problems with the application or repayment process.

The RBI has set up a whitelist of digital lending apps that work within its regulatory framework, and which have a tie-up with a scheduled bank. This will improve user confidence and direct them to authentic apps, said a senior government official. However, some illegitimate apps will continue to operate as they are outside the purview of the central bank. These apps will be identified through a list provided by the RBI to MeiTY, which will then instruct Google and Apple to ban these apps from their stores.

Many people are confused about which loan app to choose, so it is essential to find out whether the RBI has verified a particular lender. You can check this by looking for the lender’s name on the RBI website or visiting their official website. Also, you can read reviews and comments from other users on the internet to make sure that a particular loan app is legitimate.

The RBI has set up a list of loan apps that are trustworthy and safe to use, but there are still a number of scams out there. To avoid being ripped off, it’s essential to do your research and choose a reputable lender with good customer service. Whether you need a personal or business loan, an RBI-approved loan app can help you get the money you need quickly and easily.


Getting a personal loan from an app has never been easier. These apps prioritize transparency and offer competitive rates. They also have a vast network of partners and provide multiple repayment options to suit your budget. However, it is essential to choose a legitimate loan app and check the company’s credentials before downloading it. The best way to do this is to visit the company’s website and review its registration with the RBI.

In order to protect consumers from online lending scams, the RBI has shared a list of legal loan apps with Google, which is the primary distributor of digital lending apps in India. Using the list, consumers can easily avoid illegal loan apps and choose the most trustworthy ones.

Kissht is an RBI-registered loan app that offers a convenient and quick credit line for users. Its application process is simple and fast, and it allows you to borrow money from your bank account in minutes. This is an excellent option for people who are in need of cash to meet urgent expenses, such as medical emergencies.

Another good option for quick loans is KreditBee, which provides unsecured personal loans to salaried employees. This RBI-approved loan app offers up to Rs. 1 lakh to qualified applicants based on their requirements and is one of the most popular choices for young professionals. This instant loan app is easy to use and requires minimal documentation.

You can even get a small loan from the market app, which is an RBI-registered non-banking finance company. This RBI-approved loan app is ideal for students and salaried workers who do not have a steady income. It allows you to borrow small amounts of money and gradually increase your borrowing limit based on your usage.

In addition to providing convenient and safe access to financing, these rbi registered loan apps are also backed by the Reserve Bank of India. They comply with strict regulatory guidelines and a code of conduct to protect customers from fraudulent practices. You can find out more about rbi registered loan apps by checking the lender’s registration number with the RBI and reading their terms of service. If you are worried about the safety of your financial information, be sure to choose an app that uses encryption to protect your data.


When it comes to online lending, it’s important to use a loan app that is registered with the Reserve Bank of India. This will ensure that the company follows regulations and protects borrowers from scams. You can verify the legitimacy of a loan app by checking its NBFC registration number, which should be displayed prominently on the website and other communication channels. Also, make sure the app has a secure payment gateway and data encryption to ensure your information is safe.

Getting a personal loan through an RBI-registered loan app is quick and convenient. The process is 100% digital, and the disbursement of funds takes place within a few hours. You can also get instant approvals and minimal documentation. This makes it easy to borrow money when you need it most. Moreover, you can also avail of competitive interest rates and flexible repayment terms.

Another benefit of using a loan app that is registered with the RBI is its reliability. These apps prioritize transparency and adhere to regulatory guidelines. They also have a code of conduct that helps prevent fraudulent activities, making them a reliable option for borrowers who are looking to borrow money. If you’re unsure about whether an app is legit, it’s best to check its credentials on the RBI website or call its customer service line.

Many users have been victimized by these apps, and the government is taking action to protect consumers from such schemes. The government has issued an advisory to Google and Apple, asking them to increase vigilance against these apps.

The best way to avoid fraudsters is by choosing an RDBI-registered loan app that offers a comprehensive range of financial services. For instance, ClicKredit offers personal loans and other financial products, including business loans. This makes it a convenient option for small businesses that need capital to grow. Its user-friendly application process and quick disbursement of funds help companies to save time and effort. Besides, it provides low interest rates, which make it affordable for small businesses. This way, they can focus on their business and grow.


When it comes to loan apps, many people are concerned about which ones are authentic and reliable. To avoid fraud, be sure to check the app’s registration on the RBI website. Then, look for user reviews and ratings to get a sense of the app’s legitimacy. You should also look for a secure payment gateway and data encryption to ensure that your information is protected.

A trusted RBI-registered loan app offers many benefits, including a quick and easy application process, competitive interest rates, and flexible repayment options. In addition, these apps provide transparency in their terms and conditions. They also follow RBI guidelines to protect borrowers’ personal information and prevent misuse of data.

Kissht, for example, is a popular RBI registered loan app that provides an instant line of credit that you can use to make purchases and pay bills online or offline. The app requires basic personal details and financial information to determine your eligibility. Once approved, the money will be transferred directly to your bank account. This type of digital lending is a convenient way to meet your financial needs, and it’s also an effective tool for building credit.

Despite their popularity, these loan apps can be misleading. Some may ask for too much personal information or may not be regulated by the RBI. Some may even charge excessive fees for late payments. To avoid these traps, always read the fine print and make sure to compare interest rates between different lenders.

Another tip to help you find an authentic loan app is to look for one that has a customer service team available to answer your questions and concerns. You can also find the contact information for a company by visiting their website. Many of these sites also have a FAQ section that answers common questions. Then, you can easily decide whether the company is a good fit for your needs. If you’re not satisfied with the services, then you can always switch to a different lender.